In times of tightening the belt all the tips are welcome. We are faced with the need to cut costs to save money every month and it is increasingly difficult to find sources of waste. In this article we will show you some tips to save money.
Family Budgeting is the Basis of Everything
Before we tell you about our savings tips we want to alert you to your immediate need to start making your family budget. Maybe you see no apparent reason but believe that if you make a strict budget and well done you will find many sources of savings that you did not know.
Saving Money On Banking Commissions
Banks are now being tempted (and yielding to the temptation) to increase bank fees. They do this by hiding the commissions in monthly packages which give access to a set of services or simply go up commissions without informing the affected clients directly.
You can save a lot of money every year on bank commissions. A commission of € 5 each month represents € 60 each year. And the most extraordinary is that the banking supply is so different that it is possible to find banks that do not charge commissions and others that charge very low commissions. In fact, Angelica recently made an analysis of the commissions of the current account, trying to figure out which bank would be the best for its current account.
Saving Money With Credits
You can save a lot of money on your credits. It will be enough to negotiate with the various banking institutions and ask to change the conditions of your credit. In fact, Angelica has made the credit restructuring of hundreds of private clients with average savings of more than € 300- € 400 every month.
To save money on your credits you should know what credits you have and what their characteristics. Next and after building a budget with rigor you should contact all creditors to negotiate.
Saving Money With Insurance
It tells us the experience that most people ignore how much they pay with their insurance every year. As is often a legal imposition or bank levy we tend to neglect these costs, although they may add up to several hundred (or even thousands) of euros each year.
To save money on insurance, we suggest you contact Angelica Insurance and present all your policies and conditions. When you trade in a cake, you will certainly be able to make expressive discounts while increasing your risk coverage.
The negotiation of the commissions, their credits and their insurance if done with rigor and with caution will allow you to save money. Saving a lot of money. And often this task does not have to be done by itself. Just do some research and creativity and you can start putting some money into savings accounts, early repayment of your credits or even opening a savings account.